Question 1

What is Commercial Real Estate (CRE)?

Accepted Answer

Briefly, commercial real estate (CRE) is any property owned to produce income. This includes:
 • property owned by investors to rent or lease to businesses or residential tenants
 • property owned or leased by a business (i.e. storefront, office) to conduct business
 • property that is owned or occupied by nonprofit organizations
 • property that is owned or occupied by religious organizations
Examples of CRE properties are:
 • multifamily (residential apartment building)
 • mixed-use (combination of residential and retail or office units)
 • office
 • retail
 • industrial
 • land

Question 2

What are some types of commercial property types?

Accepted Answer

There are 6 main property types:
1. Multi-unit/family (apartment buildings)
2. Mixed Use (combination of retail or office space and residential apartments)
3. Office
4. Retail
5. Industrial
6. Land

Question 3

How does residential real estate differ from CRE?

Accepted Answer

According to most definitions, residential real estate includes single family homes, condominiums, co-ops and typically, smaller (4 units or less) apartment buildings. These properties are usually owner occupied. At R4 Commercial we include 2-4 unit apartment buildings in the multi-family space because of the owner’s ability to lease units to produce income.

Question 4

Can I get a 20 or 30-year mortgage loan for a CRE property?

Accepted Answer

A typical loan for a commercial property is a 5-year balloon. That said, there are programs that offer longer mortgage loan terms for multi-family properties and owner-occupied businesses.  These programs require certain conditions to be met.

Question 5

How can I reach you?

Accepted Answer

Call, email, or complete our inquiry form.(javascript:void(0)) We’d love to hear from you.