Question 1

What is Commercial Real Estate (CRE)?

Accepted Answer

Briefly, commercial real estate (CRE) is any property owned to produce income. This includes:
property owned by investors to rent or lease to businesses or residential tenants
property owned or leased by a business (i.e. storefront, office) to conduct business
property that is owned or occupied by nonprofit organizations
property that is owned or occupied by religious organizations
Examples of CRE properties are:
multifamily (residential apartment building)
mixed-use (combination of residential and retail or office units)
office
retail
industrial
land

Question 2

What are some types of commercial property types?

Accepted Answer

There are 6 main property types:
Multi-unit/family (apartment buildings)
Mixed Use (combination of retail or office space and residential apartments)
Office
Retail
Industrial
Land

Question 3

How does residential real estate differ from CRE?

Accepted Answer

According to most definitions, residential real estate includes single family homes, condominiums, co-ops and typically, smaller (4 units or less) apartment buildings. These properties are usually owner occupied. At R4 Commercial we include 2-4 unit apartment buildings in the multi-family space because of the owner’s ability to lease units to produce income.

Question 4

Can I get a 20 or 30-year mortgage loan for a CRE property?

Accepted Answer

A typical loan for a commercial property is a 5-year balloon. That said, there are programs that offer longer mortgage loan terms for multi-family properties and owner-occupied businesses.  These programs require certain conditions to be met.

Question 5

How can I reach you?

Accepted Answer

Call, email, or complete our inquiry form. We’d love to hear from you.

Frequently asked questions

What is Commercial Real Estate (CRE)?

What are some types of commercial property types?

How does residential real estate differ from CRE?

Can I get a 20 or 30-year mortgage loan for a CRE property?

How can I reach you?